Investment Growth Calculator
Discover how consistent contributions and the power of compounding can build lasting wealth over time.
Growth Over Time
Contributions vs. compounding interest year by year.
Year-by-Year Breakdown
| Year | Total Contributions | Interest Earned | Balance |
|---|
How This Works
Compound Growth
Each year your interest earns interest of its own. Over time this snowball effect becomes the dominant driver of your balance — often contributing more than your direct contributions.
Consistent Contributions
Monthly contributions dramatically accelerate growth. Even modest amounts added regularly can outperform sporadic large deposits, because every dollar added earlier has more time to compound.
Time Is Your Edge
The biggest variable in this calculator isn't the rate — it's time. Starting earlier, even with smaller amounts, tends to produce far better outcomes than waiting for the "right" moment.