The Money Timing Tool
See when your money comes in and goes out day by day.
$0
Happens on Day 1
Total Money In
$0
Total Money Out
$0
Money Left at End
$0
Money You Have Now
How much money is in your account right now?
Paychecks & Deposits
Bills & Spending
Day-by-Day View
| Day | Money In | Money Out | Balance |
|---|
Why timing matters
Budgeting vs. Timing
A budget tells you where your money goes. Timing tells you when it moves. You can have enough money for the month but still run out before your next payday if your bills come too early.
Fixing the Gaps
If your balance goes below zero, you might need to move your bill due dates or keep a little more "buffer" money in your account to stay safe.
How to use this tool
1. Start with what you have
Type in how much money is in your bank account right now.
2. Add your paydays
List the days of the month you get paid and how much you get.
3. List your bills
Add your bills and the day they are due. Be sure to use the exact day they come out of your account!
4. Check the "Red" days
Look at the table. If any day turns red, it means you might run out of money on that day.